
If your product iterates weekly, why is your budget still updated quarterly? The Problem With Traditional Budgets Let’s be honest. Most early-stage startup budgets sit in a Google Sheet, untouched after the board meeting. They’re based on assumptions that are outdated within a quarter, and they’re rarely used as a decision-making tool. This kind…

The “why” matters more than the “what.” Klarna CEO Sebastian Siemiatkowski recently pulled back the curtain on the company’s exit from Salesforce (days before its IPO filing), offering a window into the future of enterprise SaaS. Klarna’s AI-First Transformation – Graph Databases and AI Klarna’s decision to abandon Salesforce and over 1,200 other SaaS…

Stripe recently unleashed its Model Context Protocol (MCP) server, a fintech bombshell. This isn’t just another API tweak—it’s a seismic shift, letting AI agents tap Stripe’s payment powerhouse with a single command. For fintech startups and giants, it’s a game-changer: imagine an AI issuing invoices, managing subscriptions, or refunding customers mid-conversation. Stripe, the $65…

As a fractional CFO specializing in fundraising preparation, I often hear founders ask whether it’s too late to close their funding rounds as the year comes to a close. Many assume that investor activity slows down during the holiday season. Surprisingly, the data tells a different story: December is one of the best months…

I remember one discovery call I had with an early-stage founder who, quite honestly, told me he does all of his cash flow analysis in his head. I admire the brain power, but it is not something you should rely on if you are aiming for accelerated growth. Here are five tips to set…

As the world catches up on the fractional CXO trend, there is some confusion in the market. For example, it is often confused with an advisor role. Therefore I have decided to dedicate a long post on this topic. The concept of a fractional CFO (Chief Financial Officer) mostly exists in the startup and…

The stereotype of a finance person is a bean counter — someone who keeps track of the numbers of running a business. The main function of a finance department has long been considered as bookkeeping. However, the role of finance in business extends far beyond keeping track of numbers. It can, and should play…

As the new year approaches, many of us are reflecting on the past year and setting goals for the future. For a CFO of an early-stage startup, this is an especially important time to plan ahead and prepare for the coming year. With only 11 days left in 2023, what are some of the…